The myth of common law marriage
- Apr 5, 2023
- 2 min read
Updated: Feb 14, 2025
Could this common misconception impact your finances?
In 2005 civil partnerships were introduced in the UK, and in 2014 same-sex marriage laws came into effect in England, Wales and Scotland. Despite this, the LGBTQIA+ community remain less likely to enter into a civil partnership or marry than their heterosexual counterparts.
When we talk to unmarried couples in long-term relationships they often see themselves as being in a ‘common law marriage,’ with an assumption that they have acquired rights similar to those of married couples. However in England & Wales this is a misconception, that can have serious financial consequences.
If you split up, or one of you passes away, there is no automatic entitlement to receive anything from your ex-partner.
The LGBTQIA+ community are also often less comfortable talking about their personal circumstances, including with the professionals who they may need to involve in ensuring their affairs are in order.
It’s a dangerous combination. That’s part of the reason we are so keen to ensure that the LGBTQIA+ community have access to the services they need from like-minded people who understand their unique needs.
Ready to take your next step?
Matt Campbell is a qualified Independent Financial Adviser (DipFA, CeMap). He operates via Stadium Wealth. Matt is based at Great Portland St, London but works with clients across the country.
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