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Articles and advice

The myth of common law marriage

Updated: Jun 6

Could this common misconception impact your finances?

In 2005 civil partnerships were introduced in the UK, and in 2014 same-sex marriage laws came into effect in England, Wales and Scotland. Despite this, the LGBTQIA+ community remain less likely to enter into a civil partnership or marry than their heterosexual counterparts.

When we talk to unmarried couples in long-term relationships they often see themselves as being in a ‘common law marriage,’ with an assumption that they have acquired rights similar to those of married couples. However in England & Wales this is a misconception, that can have serious financial consequences.

If you split up, or one of you passes away, there is no automatic entitlement to receive anything from your ex-partner.

The LGBTQIA+ community are also often less comfortable talking about their personal circumstances, including with the professionals who they may need to involve in ensuring their affairs are in order.

It’s a dangerous combination. That’s part of the reason we are so keen to ensure that the LGBTQIA+ community have access to the services they need from like-minded people who understand their unique needs.


Evolution Financial Services

Ready to take your next step?

Matt Campbell is a qualified Independent Financial Adviser (DipFA, CeMap). He operates via Evolution Financial Services. Matt is based at Fleet St, London but works with clients across the country. For advice on pensions, investments, mortgages*, protection or estate

planning needs, please click the link or see contact details

below to get in touch with Matt.


*A mortgage will be secured against your home. Evolution Financial Services is a trading name of Evolution FS Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Registered Number 597303.

Lizzy Kurtzer

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Realise your aspirations and goals through coaching.

Lizzy Kurtzer is a certified (IFC Accreditation, Animas Centre for Coaching) life coach. She'll help you to explore and identify your goals, and empower you to achieve them through ongoing or one-off mentorship

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